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One of the best opportunities I’ve ever seen

Did you renew your small group health plan with your current insurance carrier because your broker told you there was nothing better available?

A little background:

  • From 1996 to about 2003 there were many companies I could offer, and I usually would approach a business owner with the opportunity to save money by changing carriers.
  • From 2004 to 2012, the number of companies offering group health in TN dwindled to just a few major carriers and they all offered coverage at about the same price. It was very difficult to get a business to change insurance companies. I sold policies mainly to new companies during this time.
  • From 2013-2017, the majority of small businesses had “grandmothered” plans and no one would switch carriers.
  • Now in 2018, if you currently have an ACA small group plan with 5 to 50 employees, there is now one of the best opportunities to reduce premiums and maintain comparable coverage that I have ever seen and I’ve been in the health insurance business for 22 years. One of my clients reduced their renewal premium by almost $40,000 per year.

If you switch carriers, pre-existing conditions will be covered and deductible met in 2018 will be credited.

To learn more or request a 2nd opinion on your current plan, visit www.GroupHealthTN.com and watch the two minute video about a new group plan for small businesses in TN or call me at 615-376-8899.

If you’ve already renewed your current plan, you do not have to wait until your next renewal date to get an unbiased 2nd opinion.  You can change carriers at any time.

 

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